Disclosures
These disclosures apply to MY Wealth Management, Inc. (“MY Wealth Management”).
Electronic Transmission Disclaimer
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of market decline. Diversification does not ensure a profit or protect against loss.
MY Wealth Management only conducts business in states where it is properly registered or exempt from registration. We do not accept or act upon time-sensitive, transaction-based requests (including orders to buy or sell securities) transmitted by email or voicemail. Email should not be used to request, authorize, or send securities transfer or trading instructions.
Confidentiality Notice: Email communications, including any attachments, from MY Wealth Management are intended solely for the designated recipient and may contain confidential or legally privileged information. If you are not the intended recipient, you are hereby notified that any review, dissemination, distribution, or copying of this communication is strictly prohibited. If you received a message in error, please notify the sender immediately and delete it from your system.
Information provided via email is for informational purposes only. It does not constitute investment advice or a recommendation, nor should it be considered an offer to buy or sell any security or financial product. Investment decisions should be made only after consulting with a qualified financial professional and evaluating your individual objectives and circumstances.
Custody & Brokerage: Custodial and brokerage services for client accounts are provided by independent qualified custodians, including Charles Schwab & Co., Inc. and Altruist Financial LLC, members of SIPC and other applicable regulatory organizations. MY Wealth Management is not affiliated with these custodians.
Website Disclaimer
This website is intended for informational purposes only. It does not constitute a solicitation or offer to sell securities or investment advisory services. The presence of this website on the internet shall not be interpreted as a solicitation to provide personalized investment advice in any jurisdiction where MY Wealth Management is not properly registered or exempt from registration.
Information presented on the website, including market data, charts, educational material, or third-party content, is obtained from sources believed to be reliable; however, MY Wealth Management does not warrant the accuracy, completeness, or timeliness of such information. We assume no liability for any errors, omissions, delays, or actions taken in reliance on website content.
MY Wealth Management and its investment adviser representatives only transact business in states where they are appropriately registered, notice-filed, or exempt from registration. Nothing on this site should be interpreted as personalized investment advice.
No Warranties or Guarantees: There are no express or implied warranties regarding the accuracy or completeness of information contained on this website or any linked website. Past performance is not indicative of future results. No client or prospective client should assume that any investment strategy or product referenced on this site will be profitable or achieve similar performance results.
Different types of investments involve varying degrees of risk, and there is no assurance that any specific investment or strategy will be suitable or profitable for a particular client. Always consult with a financial professional before making investment decisions.
Index performance discussed on this site is unmanaged, does not reflect fees or expenses, and cannot be invested in directly.
Mutual Funds and ETFs: Mutual funds and exchange-traded funds (ETFs) involve investment risks, including the potential for loss. Leveraged and inverse ETFs may magnify gains and losses and may not be appropriate for all investors. Fixed income securities are subject to interest rate risk, and international or emerging market investments may involve additional risks such as currency fluctuations, economic instability, or political uncertainty.
Free Evaluation Disclosure: I understand that the Free Retirement Evaluation is an educational overview intended to help clarify my retirement income, tax considerations, and general financial picture. It is not a full financial plan and does not include personalized investment, legal, or tax advice. Any tailored recommendations or implementation of strategies would only occur after I formally engage MY Wealth Management through a signed advisory agreement. I acknowledge that the accuracy and usefulness of this evaluation depend on the information I choose to provide. Any observations, illustrations, or projections offered are estimates only and should not be interpreted as guarantees of future investment performance, tax outcomes, or retirement income. I understand that I am not required to provide additional information, schedule future meetings, or become a client, and that I may discontinue the process or opt out of future communication at any time.
Billing and Custodial Disclosures
Advisory fees are typically deducted directly from client accounts held at qualified custodians. Clients receive statements from their account custodian at least quarterly, detailing holdings, transactions, and advisory fees. While MY Wealth Management supplies fee billing instructions to the custodian, clients should review both their custodian statements and any MY Wealth Management statements to verify accuracy.
If you believe there is an error or discrepancy, please contact MY Wealth Management promptly.
